Have You Checked Your Social Security Statement?

Social Security benefits are something many of us will rely on for income in our retirement years. It is important to make sure you know exactly where you stand before you reach retirement years and it’s too late. 

The Social Security Administration is only mailing annual paper statements to those who are 60 or older so you may not be getting a statement. The good news is that you can now access your Social Security Statement online. It only takes a few minutes to create an account and you have access anytime.

 
Get Started—visit http://www.ssa.gov/mystatement/ to create your account today!
 
As your future benefit is based upon your earnings, checking the accuracy of your statement is important as it’s much easier to fix problems now than to try and get the full amount of the benefits you are owed once retirements hits.
 
Will you be covered in retirement?
Now that you have access to your statement, take a close look at your estimated benefit. Will this along with your other investments be enough to reach your goals?  Will you have enough income in retirement to live comfortably? If not, it’s important to put a plan in place to fill the gap. For retirement options available to you, visit www.becu.org/investments