Phishing, Vishing and Smishing, Oh My!

Phishing, Vishing and Smishing have proven to be an extremely profitable business for criminals. We can expect criminal organizations to more frequently adopt these techniques, and expect to see further evolution of each threat.

What is Phishing?
Email and Internet fraud is known as Phishing— this is because the criminal perpetrators put out "bait" in the form of electronic messages to see who will bite.

What is Vishing
The term Vishing is derived from a combination of “voice” and “phishing.” The fraudster uses a fraudulent or untraceable phone number to trick the victim into giving up personal information.

What is Smishing?
A fraudulent message sent via an SMS text on your cell phone.

Phishing, Vishing and Smishing have proven to be an extremely profitable business for criminals. We can expect criminal organizations to more frequently adopt these techniques, and expect to see further evolution of each threat.

Vishing will become an increasingly popular attack for phishers because of its ability to reach beyond the computer screen and target a broader range of potential victims and because it is a more effective platform for launching social engineering attacks. The historical trust that consumers have placed in telephone services—the assumption that the phone number calling the consumer can be traced—will be fully leveraged by phishers for maximum profit gain.

8 Things You Can Do To Help Protect Yourself

  1. If anyone or any email asks you for your personal information, do not give it. Always call the phone number on the back of your debit or credit card to validate the request.
  2. Keep your anti-virus software up to date. Anti-virus software is no longer an option, it's a necessity.
  3. If you have online banking, make sure you check it at least every couple of days. Financial fraud can happen fast.
  4. If you use your bank's free bill pay, keep watch for fraudulent activity.
  5. Only buy from trusted online stores. If you cannot confirm that the store is legitimate, do not buy from it.
  6. Always look for a company phone number and address and do not be afraid to call it to make sure it is real.
  7. Keep your passwords stored in a safe location and do not let your browser or Windows remember your password for you.
  8. Clean up your computer often to ensure that your personal information is not lurking in your Internet browser's history files.


Free Shredding Event
BECU is hosting a free shredding and electronic recycling event on Saturday, April 16 at BECU locations in Everett, Tukwila and Federal Way. Get more information at

www.becu.org/news

.